American Family Mortgage Inc

Information may not be reliable

Rates vary depending on credit scores, down payment and cash-out. For rate information, contact us at 704.736.1101.

RESIDENTIAL PURCHASE, REFINANCE, CONSTRUCTION-TO-PERM & MORE
Welcome to American Family Mortgage! At American Family Mortgage we have helped many 1st Time Buyers, just like you, to get the home of their dreams! For the existing home buyer, we have access to a vast array of loan services with highly competitive rates. Whatever your borrowing needs, we have a plan that will suit your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial products and services that enable you to make sound financial choices.
American Family Mortgage is a locally family owned and operated business. We strive to serve the local community. As natives of Lincoln County, we know the area and its people. We strive to keep our business dealings local to support its economy and business owners. Small communities like ours still believe in honesty, integrity, and an old fashion hand shake. We strive to offer our valued customers choices in financing and educate them about the process. If you are a first time homebuyer, you need to understand the process including credit, underwriting, appraisals, etc., since this will not be the last time you get a mortgage loan. We will only encourage loans that we, ourselves, would do if we were in your shoes.

If you have credit issues, i.e.. judgments, collections, repo's, we will work with you!! With credit savvy borrowers, we can close your loan in as little as 7 days with better rates than your local bank, no money down, and seller pays all closing costs up to 6% of purchase price. We also have land loan programs with awesome rates and term options.
American Family Mortgage, Inc. offers these types of loan offers: USDA, Flex 100, Investment, Land, Fannie Mae, Freddie Mac, My Community 100 and Construction-to-perm for Single Family Residences, Off-Frame Modular, Condo's/TownHomes, 2-4-Unit Properties.

American Family Mortgage, Inc. is a locally owned and operated mortgage company, domiciled in the state of North Carolina. American Family Mortgage, Inc. is dedicated to uphold the laws and ethical codes set forth by the North Carolina Commission of Banks. Our on going mission will be to assist both homeowners, as well as, homebuyers by providing professional and personal assistance and ensuring the consumer's best interest are always of the utmost importance.