American Credit Resolutions

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Knowledge is power, and at American Credit Financial you will be provided with a broad spectrum of free information that will help you develop a deeper understanding of how credit works. You will find financial tools, tips, news articles, advice, and answers to frequently asked questions from industry insiders. Below is the secret yet obvious formula for financial success.
GREATER UNDERSTANDING OF CREDIT + FINANCE =

Credit Cards offers are everywhere. Ex. mail, email, newspaper, magazines, etc. How will you make an educated decision? Our presentation format will allow you to carefully examine and compare the best cards available. You will find specific details for each card. We also include commonly overlooked detail from the fine print.
Simply choose a category that best fits your needs and credit level. Informed decisions are best!

Our loan presentations are informative and allow you to compare which program best fits your needs and budget. If you have great, fair, or poor credit, we have lenders to assist you.

Our website was designed to educate all that will visit. Educated consumers make better decisions. We present our information in an easy to understand format, and allow everyone access to the ever changing material. The top navigation bar was created so that you may follow a naturalleft to rightprogression toward credit and financial stability. Below we list the various sections of the site and how we believe they may best serve you.

Credit/Finance Knowledge Center - Knowledge is the key to any decision. Learn first, and then seek out your options. How easy is that? Blind financial decisions are costly.
Credit Reports - Educated consumers should review their credit profile regularly. (Free) credit reports are advertised everywhere, but are they really free? We provide you with preferred vendors of credit reports and fully disclose the cost.
Credit Protection Tools - Many options are available to help you monitor and protect your credit from fraud or identity theft. Our providers are proven industry leaders.
CreditOptimization - Our approach to creditassistance is completely different from most credit companies. We do not practice or refer clients to credit repair or consumer credit groups. We educate and advise consumers of their own ability to effect their credit file.We focus onpermanent legal solutions. We believe in education and a common sense approach to your credit problems. Our results are unmatched.
Credit Cards - Credit cards can be a blessing or a curse. We provide you with the information needed to make an educated decision. Our presentation format will allow you to carefully examine and compare the best cards available. You will find specific details for each card. We also include commonly overlooked details from the fine print.

Loans - Our loan section will allow you to compare which program best fits your needs and budget. If you have great, fair, or poor credit, we have lenders to assist you. We help you find lenders for Homes, Automobiles, Personal Loans, and Student Loans.
Business and Commercial Loans - Getting a commercial loan can be a hassle. We realize that the best use of your time is not chasing down a loan, but doing the thing that you do best... run your business. Our lenders have dedicated themselves to providing you with a quick response, excellent customer service, and competitive loan products that fit your needs and allow you to maximize your business.
Debt Consolidation - Debt consolidation is to take all of one's debt and to consolidateit into one payment. You can consolidate your debt through loans, equity, or repayment plans. We help you choose the correct option.
Loan Modification - A Loan Modification changes your existing mortgage note and gives you a fresh new start in managing your home. We will negotiate with your lender to lower your interest rate and extend your loan for a longer period, modifying the loan amount to a more affordable level.
Credit and Finance Forum - Our forum was established to allow consumers' access to our industry leaders. Here you may ask questions or discuss topics related to credit and finance.

American Credit Financial understands that good credit doesn't require a spotless payment history. But bad credit, once it's established, can be hard to escape.

We can show you the importance of your credit report and credit score, how they affect your financial status, and how to avoid problems with your credit.

In the end, you are responsible for your own credit standingyou can make smart choices or unwise ones. Here you will find tools available to help you manage and protect your credit standing.